What fees are charged for a merchant financing?

A myPOS merchant financing includes a fixed, one-time fee that is clearly defined in your financing offer.

There is no interest rate and no ongoing fees. Instead, the cost of the financing is a single fixed fee agreed upfront.

Your personalised financing offer will show:

  • The financing amount
  • The fixed, one-time fee
  • The total payment amount (financing amount + fixed fee)
  • The payment percentage collected from your sales

For example:

  • Financing amount: €10,000
  • Fixed fee: €800
  • Total payment amount: €10,800

This means you will pay a total of €10,800, which is collected automatically as a percentage of your card sales processed through myPOS until the full amount is paid.

All costs are defined in your financing agreement before you accept the offer, so you can review the full terms in advance.

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