3D Secure 2.0

Are there any disadvantages of 3DS 2.0?

Since not all card schemes are currently participating in this program of authentication payer scheme, some customers may not be able to complete their purchases online. Secondly, while it does not restrict chargebacks from taking place, it does reduce ...

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What are the 3DS 2.0 advantages?

Apart from increased security for both the customer and the merchant, it is also an important tool for reducing fraud. It makes online shopping an e-commerce a safer place to be online. Further benefits include the nourishing of brand loyalty, its ease ...

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How does 3DS 2.0 affect merchants?

As a result of 3DS 2.0, merchants will face fewer fraud-related complaints and will not be held liable for such. There will also be reduced risks of chargebacks for them.

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How does 3DS 2.0 affect customers?

Customers who make purchases online will see additional fields for entry, depending on the card scheme they use. These fields will be mandatory before the transaction can be carried out and include: the client’s email address, client’s billing address, ...

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How does it differ from 3DS 1.0?

3DS 2.0 differs from version one in several ways. It introduces a stronger element of customer authentication as static passwords will be replaced with tokens and biometric data. This will result in enhanced customer experiences when purchasing goods on...

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