3D Secure 2.0 (3DS 2.0) is designed to enhance security and reduce fraud in online transactions. However, there are some disadvantages to consider.
Not all card schemes currently participate in the 3DS 2.0 program. This means that some customers may face difficulties completing their online purchases if their card issuer does not support this enhanced authentication method.
Although 3DS 2.0 aims to provide a smoother authentication process, customers may still experience interruptions during checkout if they are required to provide additional information or use biometric authentication methods.