If you have an active YouLend financing, you can now top up your existing advance without waiting for the current one to be fully repaid.
Need quick, short-term access to extra funds - whether for hiring staff, purchasing equipment, running marketing campaigns, or covering payroll? Refinancing gives you a simple and fast way to get additional capital when you need it. Best of all, you can do this without restarting the full application process.
Key points
- You’ll see the refinancing option once you’ve repaid about 60% of your active main financing and in case you are eligible for additional funds. When you reach that point, it will automatically appear in your account.
- Please note that reaching 60% repayment doesn’t guarantee access to refinancing. Whether the option appears depends on the lender’s evaluation and criteria.
- Refinancing is a simple way to upgrade your current financing. It’s always linked to an active financing, so you can only use it while your main financing is still open.
- If you fully repay your main financing, the refinancing option will no longer be available. However, you can always apply for a new main financing whenever you need it.
How to Apply for Refinancing
Follow these steps to request extra funds with our new refinancing option:
- Check for the Refinancing Banner
If you have an active YouLend financing, a Refinancing banner will automatically appear at the top of your screen - on both the mobile app and the website. - Learn More
Tap “Learn More” and carefully review the on-screen instructions. - Submit Your Request
After you request refinancing, a success screen will confirm your submission. - Receive Tailored Offers
Within 24 hours, we’ll provide offers tailored to your business needs. - Review and Select an Offer
A new banner will appear at the top of the page notifying you that you have one or more offers. Review the options and select the one that best fits your needs. - Request Your Contract
Tap “Request Contract”. Your contract will be sent to your email address. - Review and Sign
Open the email, review the contract, and sign it. Once your signature is approved, you’ll receive a notification when the funds are disbursed into your EUR account.